Free Tool
Transfer Bonus Calculator ✈️
See exactly how far your points go when you transfer to an airline or hotel partner.
📄 Want the full partner list offline? Grab the free Transfer Partner Cheat Sheet — every issuer, every ratio, no email required.
* Ratios current as of October 15, 2026. Hyatt note: since October 1, 2026, every Sapphire Preferred and Ink Business Preferred cardholder transfers to Hyatt at 4:3. Sapphire Reserve stays 1:1. Other exceptions: Amex → Hilton is 1:2 (you get more!); Amex → Emirates, Cathay Pacific and JetBlue are 5:4; Capital One → Emirates, EVA Air and Japan Airlines are 4:3. Everything else shown here is 1:1. Transfer bonuses pop up occasionally on top of these ratios — I post the live ones on Instagram when they're running. I earn bonus points when you use my referral links. 🙏